THE buyer’s experience
Let’s get you
into the right space.
I strive to make this complicated and emotional process as seamless as possible using my 17 years of experience in this business!
Timeline
TO BUYING YOUR HOME
LOAN APPRIVAL
EARNEST MONEY
INSPECTIONS
REMEDY REQUESTS
APPRAISAL
CLOSING
DOCUMENTS
NEEDED FOR YOUR LENDER
W-2’S FROM THE PAST YEAR
PAY STUBS FROM THE PAST 1-2 MONTHS
PROOF OF SUPPLEMENTAL INCOME
TAX DOCUMENTS FROM THE PAST TWO YEARS
BANK STATEMENTS FROM THE PAST 1-3 MONTHS
INVESTMENT ACCOUNT STATEMENTS
STATEMENTS FOR ALL DEBTS
COPY OF DRIVERS LICENSE
HISTORY OF RESIDENCE FOR PAST TWO YEARS
WHY
PRE-APPROVAL IS IMPORTANT
A letter of pre-approval from a mortgage lender is VIP ticket straight into a home seller’s heart. Why? It’s proof you are both willing and able to purchase real estate, and that you’ve passed credit report and credit score hurdles to prequalify. Consequently, many sellers will accept an offer only from a buyer who has been pre-approved, which makes sense given that without pre-approval, there’s basically no guarantee whatsoever that the deal will go through.